#financial advise

[gothicada]

ᴋɴɪɢʜᴛ ᴏꜰ ᴘᴇɴᴛᴀᴄʟᴇꜱ

ᴍᴇᴀɴɪɴɢ ʀᴏᴍᴀɴᴄᴇ ᴄᴀʀᴇᴇʀ/ꜱᴄʜᴏᴏʟ ꜰᴜᴛᴜʀᴇ ꜰɪɴᴀɴᴄᴇ ʜᴏᴡ ꜱᴏᴍᴇᴏɴᴇ ꜰᴇᴇʟꜱ ᴀʙᴏᴜᴛ ʏᴏᴜ ʜᴏᴡ ꜱᴏᴍᴇᴏɴᴇ ᴡᴏᴜʟᴅ ᴛʀᴇᴀᴛ ʏᴏᴜ ʜᴏᴡ ꜱᴏᴍᴇᴏɴᴇ ᴘᴇʀᴄᴇɪᴠᴇꜱ ʏᴏᴜ ᴛʜᴇ ᴄᴀʀᴅ ᴀꜱ ᴀ ᴘᴇʀꜱᴏɴ ꜱᴇx

⟶ ᴋɴɪɢʜᴛ ᴏꜰ ᴘᴇɴᴛᴀᴄʟᴇꜱ ᴜᴘʀɪɢʜᴛ

ʚїɞ ᴍᴇᴀɴɪɴɢ ⟶ is about being responsible and doing daily tasks. the knight of pentacles is about having the patience to complete projects and being trustworthy and reliable. having to understand you cannot be perfect. though this card also means being observant and tactful, thinks of the future a lot and is always planning something.

ʚїɞ ʀᴏᴍᴀɴᴄᴇ ⟶ for a romance reading, could speaks of the connection but loyal, steady and secure. both people putting work into the relationships and trusting each other. getting the person you want as the knight of pentacles is about working to get your wishes to become true. could be protective over each other and mature.

ʚїɞ ᴄᴀʀᴇᴇʀ/ꜱᴄʜᴏᴏʟ ⟶ could speak about getting good grades in school, or a project going well for you. could speak about being steady in the project you're doing and if you're in a group, you'll find each person being reliable and responsible. work place could indicate that you could profit from it.

ʚїɞ ꜰᴜᴛᴜʀᴇ ⟶ knight of pentacles upright in a future reading could mean progress in something could be made, and could speak about having to be patient. could mean try and look for a job if you dont have an occupation, and it could mean if you're manifesting or praying for something, it could be becoming true soon.

ʚїɞ ꜰɪɴᴀɴᴄᴇ ⟶ in a finance reading, the knight of pentacles upright speaks of having a steady finance situation, could advise you to go on a budget, and once again look for a job. be safe and frugal with the way you spend on things.

ʚїɞ ʜᴏᴡ ꜱᴏᴍᴇᴏɴᴇ ꜰᴇᴇʟꜱ ᴀʙᴏᴜᴛ ʏᴏᴜ ⟶ knight of pentacles shows that they could feel loyal towards you, it could mean their feelings about you grew slowly, but this shows that they could feel stubborn about you, like their feelings would be like a rock, it wont change. they feel very deep towards you, but there could also be a feeling of being hesitant.

ʚїɞ ʜᴏᴡ ꜱᴏᴍᴇᴏɴᴇ ᴡᴏᴜʟᴅ ᴛʀᴇᴀᴛ ʏᴏᴜ ⟶ in upright, could mean they would treat you with loyalty, would be soft with how they would treat you, but a bit more rough compared to the knight of cups. they would be persistent towards you, and would be the type of person to help you achieve your dreams.

ʚїɞ ʜᴏᴡ ꜱᴏᴍᴇᴏɴᴇ ᴘᴇʀᴄᴇɪᴠᴇꜱ ʏᴏᴜ ⟶ they think of you as someone who is hard-working and tactful. could think of you as someone they could be together with romantically or platonically for the long run. they would think of you to be someone who is patient and reliable. they would respect you. they would think of you to be someone who is very hard-working.

ʚїɞ ᴛʜᴇ ᴄᴀʀᴅ ᴀꜱ ᴀ ᴘᴇʀꜱᴏɴ ⟶ as a person, the knight of pentacles upright is someone who is ambitious and a go-getter. its the slowest moving card here, but they're someone who is patient, but sometimes it could mean they might miss out on opportunities because they could think the world runs on their time. as a person, they're someone who always thinks before they do something, they are very reliable though.

ʚїɞ ꜱᴇx ⟶ definitely slow and sensual sex. the person would know what they're doing, and they would work towards the orgasm. this could also mean you could be fucking the person you wished to have sex with, but think realistic. the person could be thick and girthy if man, could even have a trail. if woman, they could be clean and some hair, tight as well.

⟶ ᴋɴɪɢʜᴛ ᴏꜰ ᴘᴇɴᴛᴀᴄʟᴇꜱ ʀᴇᴠᴇʀꜱᴇᴅ

ʚїɞ ʀᴇᴠᴇʀꜱᴀʟ ᴍᴇᴀɴɪɴɢ ⟶ in reverse, the knight of pentacles is about being stuck, someone or something being boring. could mean about someone being extreme or a workaholic, could be about treating others poorly, being obsessed with money, someone who is irresponsible and could be very shallow.

ʚїɞ ʀᴇᴠᴇʀꜱᴀʟ ʀᴏ���ᴀɴᴄᴇ ⟶ not a good card to get in reverse, could mean someone could be over-domineering, or the spark between the two of you going out. could be about someone neglecting the connection the two of you, someone could be rejected, could also advise you to make change within the relationship.

ʚїɞ ʀᴇᴠᴇʀꜱᴀʟ ᴄᴀʀᴇᴇʀ/ꜱᴄʜᴏᴏʟ ⟶ could mean you could be rejected from the job or the school/university you want to apply to. could also mean not doing the project you were giving, or if a group project, someone might not be responsible. could be about someone not giving you the help they were supposed to give you. could mean you could be over-working yourself. not talking to friends or family because of how obsessed you could be with work.

ʚїɞ ʀᴇᴠᴇʀꜱᴀʟ ꜰᴜᴛᴜʀᴇ ⟶ could be about being stuck in a circumstance. or could be over-thinking something that could be coming to you. this could also mean that you should slow down if you're asking for advice. could be frustrated about results you're looking for. take a step back and asses your situation. repetitive cycles, try something new.

ʚїɞ ʀᴇᴠᴇʀꜱᴀʟ ꜰɪɴᴀɴᴄᴇ ⟶ in downright, could be about being impulsive with your money. making risky purchases, finding out later what you bought wasnt worth the price. do you research before you buy something.

ʚїɞ ʀᴇᴠᴇʀꜱᴀʟ ʜᴏᴡ ꜱᴏᴍᴇᴏɴᴇ ꜰᴇᴇʟꜱ ᴀʙᴏᴜᴛ ʏᴏᴜ ⟶ immature feelings. could be impatient or bored about you, it depends what other cards you get. could feel lazy to reach out to you, and might've liked you before but doesnt care about you anymore, sorry.

ʚїɞ ʀᴇᴠᴇʀꜱᴀʟ ʜᴏᴡ ꜱᴏᴍᴇᴏɴᴇ ᴡᴏᴜʟᴅ ᴛʀᴇᴀᴛ ʏᴏᴜ ⟶ very irresponsible with how they will treat you, will be someone who will break promises, never do what the two of you are meant to do together. could be obsessed with you depending what other cards come out. could also mean could be obsessed with the materialistic things you bring to the table. would be disloyal, doesnt know how to treat a lover.

ʚїɞ ʀᴇᴠᴇʀꜱᴀʟ ʜᴏᴡ ꜱᴏᴍᴇᴏɴᴇ ᴘᴇʀᴄᴇɪᴠᴇꜱ ʏᴏᴜ ⟶ they could perceive you to be someone who is unreliable. someone other people cannot depend on. would think of you to be someone who is unskilled and has nothing to your name. could think of you as someone who likes to be alone, someone who is desperate as well.

ʚїɞ ʀᴇᴠᴇʀꜱᴀʟ ᴛʜᴇ ᴄᴀʀᴅ ᴀꜱ ᴀ ᴘᴇʀꜱᴏɴ ⟶ as a person, the knight of pentacles in reverse is someone you wouldnt want to be around. they're unbearable, a try hard and could be very shallow. the type to betray someone for less than £10. they could be a loser, someone who lies a lot as well. but depending what other cards there are, could also mean they're a workaholic.

ʚїɞ ʀᴇᴠᴇʀꜱᴀʟ ꜱᴇx ⟶ definitely not good sex. rushed job. if there are good cards around, could mean it could be a quickie. aside from that, i dont see anything good. the sex could be boring and you might not even like it.

ʚїɞ ɴᴇxᴛ ⟶ Qᴜᴇᴇɴ ᴏꜰ ᴘᴇɴᴛᴀᴄʟᴇꜱ

ʚїɞ ʙᴇꜰᴏʀᴇ ⟶ ᴘᴀɢᴇ ᴏꜰ ᴘᴇɴᴛᴀᴄʟᴇꜱ

ꜱᴜɪᴛ ᴏꜰ ᴘᴇɴᴛᴀᴄʟᴇꜱ ᴍᴀꜱᴛᴇʀʟɪꜱᴛ

ɢᴏ��ʜɪᴄᴀᴅᴀ'ꜱ ᴍᴀꜱᴛᴇʀʟɪꜱᴛ

[farademetre]

Join Justin Klein as he explores the possibility that Tesla's current difficulties cannot be overcome, not even by a dovish Fed.

[pirunika]

make killing dragan a diamond option

[its-sixxers]

getting working on the last commission in the queue then taking a much needed mental health sabbatical from social media, apologies to people on the waitlist for when things reopen

if you were part of the emergency commission queue and got your email missed let me know and i'll pop you on waitlist for next time for said commission, will just need your email to confirm

if you paid for a commission and have not heard anything/got missed let me know and i will add your commission to my current queue and i am very very sorry for the mistake

thanks <3

[aro-culture-is]

Aro culture is:

“You’ll get a crush someday!”

Five years later, seventeen years old, no crush and forced into a toxic relationship because your mom is toxic

I'm sorry that that has happened to you. To you, and anyone else in these situations:

You know yourself. Even if your current aromanticism is a phase, that doesn't mean people should be invalidating your current feelings and intentions. You deserve to be listened to and respected.

As much as is possible, establish boundaries in your relationships. I will always advocate that a boundary is not "Do not do this", a healthy boundary looks more like "If you do this, I will respond like this." For example, in toxic relationships, there is often an expectation that you will drop everything for the other. It may be useful to say "If I tell you I cannot hang out right now and you insist I should regardless, I will silence notifications from you for an hour." If they disrespect your boundary, enforce your reaction. If they tell you this is extreme, unreasonable, anything of that nature - remind yourself: I am respecting my time. Even if I would like to be hanging out, I cannot, and being pressured to find excuses or being shamed for circumstances I cannot change in this moment is unreasonable and harming me.

Things will get better, and that is a promise. I know at 17 I wanted to reach through the screen and strangle anyone that told me that - but seriously. My life at 23 isn't perfect at all - but I am in control of it. You will get there.

[zahroreadsthings]

Study session...

Question: Do you go?

Response: Yeah. Time to learn about geography too, I guess.

In the end there's no point in staying - the only prize for winning this competition was clout. You both take up Sol on his offer, Dessa more enthusiastically than you.

It's easy enough to lead the way to the library but you fumble when it's time to find books on weather - you've only used Deema's before.

Sol pats you on the shoulder sympathetically and goes to speak with a librarian while you and Dessa find a table.

'You have a real talent for poking holes in solutions, Dessa,' he says when he returns, a small stack of books in his arms. He doesn't sound the least bit annoyed.

'I have to! Almost everything's written for you coastal folk. I make so many notes in my books I basically wrote them. You coastal folks have it easy.' She giggles behind her hand at Sol's surprise. 'It's true! I don't have the sea to moderate temperature.'

That hadn't occurred to you; you've lived by the sea all your life. You jot that down in your notebook.

'And altitude,' Sol says. 'Air gets thinner and colder the higher you go.'

'And if there's, say, valleys where cold air pools,' Dessa continues.

Sol nods along as he flips through a book. 'Rain shadow, valleys, basins... all things you look out for where you are?'

She nods confirmation.

They carry on while you flip through the book in front of you. It has more detail than you think you'll ever need, but you diligently take notes regardless. Who knows what you might need to know when finding Deema's samples?

An hour passes and the library closes. Your notebook is full of notes to go over... but you think you can also get your mittens finished tonight.

[willowcrowned]

Hi sorry for politics question but why is libertarianism considered bad? Like I thought it was about equality and sharing power in opposition to hierarchical authoritarianism but based on how you talk about it I’m likely super wrong about it?? Ty!!

I assume you're talking about this post.

Disclaimer: I don’t have a lot of experience with political theory or political history, so I can’t explain how libertarianism got from what it originated as to the modern American party that calls itself the Libertarian Party.

What I can tell you is that libertarianism as it’s used in modern America refers to the party with a right-aligned libertarian philosophy that prizes free-market capitalism. A lot of libertarians tend to refer to themselves “socially liberal” but “fiscally conservative,” which is to say that they don’t think governments should regulate industry but are generally pro-gay rights and pro-legalizing weed and other drugs.

There is, of course, a distinction between the libertarian party and people who identify as libertarian but aren’t a part of the party for various reasons, and left-aligned libertarians certainly do still exist in America. (Extremist right-aligned libertarians also exist—many constitutional militias are composed of extremist right-aligned libertarians.) But “libertarian” as it’s used in the American common discourse (and as I used it) still tends to refer to supporters of the Libertarian Party.

tldr; Kalvaxus thinks that taxation is theft and he should be allowed to burn towns get money without the government trying to stop him, but also thinks that being gay is fine, probably.

[mynamesdrstuff]

.

[bibleofficial]

obsessed w gen alpha

[acircusfullofdemons]

school's starting next month I gotta finish remaking my coding blog

[manchestercapitalmanagement]

Guiding Legacies: Premier Family Office Services in New York

For those entrusted with significant wealth and the preservation of a lasting legacy, premier family office services become indispensable. In New York's dynamic financial center, where fortunes are forged and safeguarded, these services play a pivotal role in navigating complexities, preserving wealth across generations, and creating a lasting impact. Dive into this blog to discover the distinctive qualities that set New York's premier family office services apart and understand their integral role in guiding enduring legacies.

[king-ludwig-ii]

Also I know that we are all pessimistic about owning property but a genuine tip for when/if you have a mortgage:

Around November every year you will get a notice from the Financial Institution you’re borrowing from. This will be your Taxes & Income Account Assessment also know as your T&I Disclosure.

I cannot fucking stress this enough: read it. You should really be reading every communication you get from any financial insinuation you use whether it’s for a mortgage, banking, commercial lending, consumer lending, or investing. But especially read this.

This is the early disclosure that lets you know the escrow assessment of your property and tells you how much you payments will be starting January of the imminent year.

If escrow was shorted for whatever reason— property value skyrockets etc etc— your payment will go up and it’s important you know that esp if you have an ach or automatic payment set up.

Also if you overpaid your escrow you will get your escrow surplus given back to you. Most institutions you lend through will require you to have a savings account even if you don’t bank with them— this overage will be deposited into the savings and sit there. This T&I disclosure is the only required communication of this disbursement.

[culmaer-sideblog]

so searching for a new job is about as much fun as you can imagine.

the main issue I'm running into is that most positions are offering substantially less than I currently earn, which I feel is already too low for a decent life in this city so less is unacceptable. and other positions I find intriguing require at least a masters degree. and fair enough, they're looking for specialists, and at least on paper, I am not

I never did a masters because my degree in International Relations was depressing and disillusioning and I didn't want to continue in that field. instead I started over and did a second bachelors in French, which was fun. And so the thing is, if I go back to uni now (besides the enormous expense that would be) I'm not going to do an MA in IR, that would be insane. and I feel like French was fun but....not what I see myself doing for the rest of my life. So I will have to pivot again !!! although, I could *in theory* start again at honours level (i.e. 1 year before entry to masters) rather than starting a whole new BA from scratch. and then proceed into a masters in curating and archival studies from there. in theory.

I was kind of panicking when I started writing this post. but the above now seems like a fairly reasonable plan. the only thing is the cost of studying (South Africa is like the US in this sense. education is expensive) and the fact that while studying I could only work part-time at best,, and I've become so accustomed to having an income so that might not be fun

but like, what are my other options realistically ? do I just keep looking for work and hope something decent turns up ? I mean, i don't technically need to enjoy my work, I just need to be good at it and use the income to fund hobbies and joy in my private life. so I could just take any position. or should I actually start over from scratch, academically, to ensure I really do have a solid theoretical basis ? but then I could pick any field, not just one I can easily pivot to. although that will be a financial risk, so maybe not that. and part of me just wants to make art, like, should I keep taking short-courses and workshops, rather than investing in another formal degree ? practical experience is valuable too right ?

[beyondbellebby]

Just sent an email. I want to kill myself-

[hoonvrs]

i spent $85 at target today but i want to buy some stuff online but do i really NEED to?

i think the answer is yes 😁

- 🧃

i too think yes

[minicy]

After COVID, my state mandated that schools provide "social emotional learning" curriculum to kids, specifically to try and address bullying and other antisocial student behaviors. It's amazing how much impact direct lessons on peer interactions and social expectations can have; I go to a lot of different schools in my current job position and I usually spend my day supporting neurodivergent kids, and it's heartening to see how many of my students are accepted and included by their peers without judgment or frustration.

You mention corporal punishment in your post as another atrocity we allow to happen to kids because they're "just kids". It makes me realize that the schools where behavior is the most severe, where my students aren't accepted, are also the places that have rules in place to punish kids for misbehavior, instead of having empathetic systems where kids are encouraged to talk through their feelings with adults and peers and find healthy coping mechanisms. When kids' emotions are taken seriously, bullying goes down. When kids are made to feel bad throughout their school day, bullying gets worse. These two things are symptoms of a larger problem: that in our culture, we minimize childrens' emotions and treat them as unimportant.

school-bullying is one of those things where it's horrifying how normal it is and how we just accept it as a part of kids' lives. It's just one of those things that is considered entirely normal and we see it in media and sure, there's anti-bullying programmes and you do some seminars when you study to be a teacher - but that the fundamental core of it, it is entirely normal and expected that kids go through or witness severe physical, emotional, and sexual abuse in their 'workplace' and even if this is known and documented and on the record, it is not uncommon that they still have to work with their abusers and spend several hours every day in the same room with them, go on trips with them etc. And yes, bullying also exists in adult workplaces, obviously, but I don't think it is normalised to the same degree (a lot of people don't believe it exists for adults - meanwhile, think how basically every school movie features bullying as some aspect of every day school life). I just think it's up there with corporal punishment as one of those things people expect aren't that bad or serious when it happens to 'just children'.